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Heating UpSnapshot Window: 2026-09-14 18:40 UTC · ← Back to Crypto Overview
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Total Engagement - Comments: 1, Retweets: 0, Likes: 9, Impressions: 898
Verbatim Community Citations & Social Evidence 1 source posts analyzed
How do you feel about uncollateralized lending? Overcollateralized lending is clearly the default and it works, but it also means you need capital to access capital. I’ve been looking at the undercollateralized / reputation-backed side of this and I’m curious how people here actually feel about it. A couple things I wonder: Would you ever fund a stranger’s loan based on on-chain reputation (wallet history, DAO activity, repayment record) instead of collateral?